RIBS offers a wide variety of structured welfare and empowerment services. Subscribers who remain active for the required duration can apply for and access the following benefits:
Trade in an old but functional vehicle for a brand-new one (1–50 units provided triennially).
Eligibility: Minimum 2 years of active subscription.
Interest-free loans or direct financial support from ₦50,000 to ₦25,000,000 for business startup or expansion.
Eligibility:
Financial support from ₦50,000 to ₦25,000,000 for students.
Parents/guardians may subscribe on behalf of children.
Eligibility: 12 months active.
Structured benefit plans for members of approved organizations, cooperatives, unions, or groups in partnership with RIBS.
₦100,000 to ₦1,000,000 for long-term, uninterrupted subscribers.
Eligibility: 24 months active.
₦1,000,000 to ₦30,000,000 for land acquisition, housing, C of O payment, vehicle purchase, or business setup.
Eligibility: Minimum 24 months active.
Financial support from ₦250,000 to ₦1,200,000 for verified surgical or medical bills.
Eligibility: 1-year active subscription.
Interest-free repayable loan for tuition throughout tertiary education in Nigeria.
Eligibility:
Monthly compensation of 50% of previous salary for up to 12 months.
Eligibility:
Monthly payment of 50% of pre-retirement salary for 24 months.
Eligibility:
Financial or equipment support for ICT startups, training, or career development.
Eligibility: 12 months active.
Loans, grants, or equipment support for agricultural and agro-allied ventures.
Eligibility: 18 months active.
Support for acquiring buses, tricycles, cars, or other transport assets.
Eligibility: